Mr. Kongheng, Head of Product Development & Planning, is responsible for developing and executing the innovative banking products and services in order to improve the customer journey, experiences to provide better solution to the customers, and to drive the business grow. He's joined APD Bank since March 2020 as Head of Strategy & Planning. He has vast experience with various roles and responsibilities starting from a junior level to the managerial level in Banking industry. He holds a Master of Business Administration and a Bachelor of Finance and Banking from Cambodian Mekong University (CMU), Phnom Penh.