Mr. Sergey Karlov, Head of Design, is responsible for bringing creativity and innovation to the banking sector by overseeing and implementing eye-catching advertisements and engaging designs for various products and services offered by the bank. With 15 years of expertise in the fields of arts and advertising production, he uses his proficiency to enhance the visual appeal and effectiveness of the brand presence, ultimately improving the customer journey and satisfaction. Sergey joined APD Bank in 2020 and has been instrumental in successfully driving the business growth through his artistic skills and vision.

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