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Terms & Conditions

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Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below.In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below.In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below.In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

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SAVINGS
ACCOUNT
Start saving today with a Savings Account that makes earning interest and growing your wealth easy. Be one step closer to achieving your goals with a Savings Account that offers you freedom and flexibility.
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EARN MORE INTEREST WITH A SAVINGS ACCOUNT
Boost your savings with flexible accounts and competitive rates. Earn more on the money you save, plus get exclusive features. APD Bank's Savings Account is designed with flexibility where you can make deposits and withdrawals at any time without restriction on numbers of transaction.
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USD and KHR currencies.
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Interest is calculated and accrued daily, paid monthly.
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Free Passbook with every account.
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Funds are available for withdrawal at any time.
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Unlimited withdrawals over the counter at no cost.
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Minimum initial deposit is KHR40,000,000 or USD 10,000.
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Withholding Tax of 4% and 14% is applied on interest earned for residence and non-residence respectively.