THOO KIM SENG

WE HERE TO HELP

Terms & Conditions

Website Terms of UseDate of version: 23 June 2015Thank you for visiting this website.These website terms of use, which incorporate the applicable Additional Terms (as defined below) (together "Terms") apply to your use of this website and any and all other websites operated by Springer Nature Limited (each a "Site"). Please note that these Terms apply, regardless of the means of delivery of any Site to you.By using any Site, you indicate that you have read and accept these Terms, including the applicable Additional Terms and agree to abide by and be bound by all such Terms (as modified from time to time). If you do not accept all applicable Terms, please refrain from using any Site.Please note that we may change these Terms from time to time without notice so you should review them each time that you visit any Site.

We draw your attention to the limitations on liability contained in clause 11 below and to the consents to data transfer and processing contained in clause 9 below. In addition to these Terms each Site may have supplementary terms and conditions which apply to the Site(s) on which they appear or the services available on the Site ("Additional Terms"). Please ensure that you read any Additional Terms and the Privacy Policy as they form part of these Terms in respect of the Site(s) to which they relate. To the extent that the Additional Terms conflict with these Terms, the Additional Terms shall prevail (including, without limitation, any liability limitations or exclusions in the Additional Terms), but only in respect of the Site(s) on which they appear.

about

CEO, APD BANK

Mr. THOO is the Chief Executive Officer and he has vast-experience and knowledge in the financial services industry with a total of 31 years of experience in various capacities including business development, sales & marketing and lending and most important in affordable housing project and end financing in Malaysia.
‍Mr. THOO holds a Master of Business Administration (Marketing). He is accredited with Certified Credit Professional (CCP) from Asia Institute of Chartered Bankers (formerly known as Institute Bank-Bank Malaysia) in year 2004. He has vast experience in-credit and he is also certified facilitator on Credit Skill assessment by OMEGA Performance, USA and a certified Professional Executive Coach Manager by Cambridge Association of Managers.

Thoo Kim Seng

CHIEF EXECUTIVE OFFICER

Transforming banking to put the world's opportunities in your hands. From the smallest moment, to the largest personal or professional life event, APD Bank is there for you.